About Us

The modern way to get your money – safely.

We believe that everyone deserves the freedom to manage their money, their way. That’s why we’ve created a modern alternative to traditional banking that gives you a reliable and simple way to access your funds – and so much more.

Our History

Serving families since 2012

smiONE was built to give families fast, secure access to their payments, without the need for a traditional bank account. We loved the idea of creating ONE place that would service all their needs. ONE card that made life easier.

Since then, we’ve grown — spreading to new states and tribes across the country, and launching new services, features, and functionality.

See What We Can Do Together

Great Tech,
Great Experience

smiONE NOW!™ Push Provisioning

“Push” a token to your mobile wallet to make purchases anywhere mobile pay is accepted.

  • Transactions are secure and easy.
  • We support Apple Pay and Google Pay.¹
  • Instant digital card reissuance for lost or stolen cards.
  • No spending interruptions while the physical card is in the mail.

Contactless Chip Cards

Speed through checkout with the contactless smiONE card — secure and faster than cash.

  • A single tap is all it takes, no PIN entry required.
  • Each transaction gets a one-time EMV code that protects your information.
  • Look for the Contactless Symbol at checkout.
  • Option to make contact payments, too.

Advanced Fraud Protection

The best protection is prevention. Spend with confidence knowing that smiONE is powered by sophisticated tools to stop fraud before it happens.

  • Our powerful fraud engine monitors suspicious activity 24/7.
  • We’ll notify you immediately if we suspect fraud and act fast to protect you.
  • Your funds are FDIC-insured through The Bancorp Bank, N.A. 
  • You can be protected by the Visa Zero Liability policy.²


Get Out of the Big Bank Box

With smiONE, you’ll get the best of both worlds: the tools and features you want and the personalized customer support you deserve.

Learn More About Our Solutions

The Perks of Partnership

We team up with state and local agencies around the U.S. to get people faster access to their payments, along with impressive features and tools that stand out in the government payment card space.

Learn More

Careers at smiONE

Passionate about serving families? We’re always looking for the best and brightest to join our team.

Reach Out Today