Prepaid Cards

One card,
many possibilities.

Get fast, secure access to your payments and use your reloadable card to add money and spend everywhere Visa® debit cards are accepted.


Features & Benefits

The smiONE card comes with convenient features and easy-to-use tools to help make life a little easier. Activate your card to get started.

Activate a Card

Tap to Pay

Simply tap your contactless smiONE card on a card reader at participating merchants for a fast, easy, and secure checkout.¹

Mobile Wallet-Friendly

Make secure mobile wallet purchases in stores and online where Apple Pay, Google Pay, and Samsung Pay are accepted.¹ ²

Mobile Check Load

Use the smiONE mobile app to deposit checks from your smartphone directly onto your card account.¹

Straightforward Fees

No hidden fees – ever. Login to check your Fee Schedule anytime.

Advanced Security

Each smiONE EMV transaction is encrypted to safeguard your card information. Your deposits are FDIC-insured through The Bancorp Bank, N.A., Member FDIC, and may also be protected by Visa Zero Liability Policy.³

24/7 Customer Service

Our agents are on standby to provide account support. You’ll always be able to talk to an actual person.

Add Money to Your smiONE Card

It’s easy to add other funds to your card.

Stay Safe

How We’re Fighting Fraud

We attack fraud from every angle, making sure your personal information stays safe:

  • Artificial Intelligence (AI) technology detects fraud before it happens.
  • Account alerts⁴ keep you in the know.
  • Chip card transactions are encrypted for optimal security.
  • You may be protected by the Visa Zero Liability policy.³
  • Our in-house agents can assist if you suspect fraud, so call us immediately.

Need to Activate a Card?

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