The family friendly way to pay.

When thousands of families rely on you for government disbursements, you need a secure, simple solution that delivers, every time. Our customizable smiONE prepaid debit card programs streamline the disbursement process and put important money in families’ hands.

Culture of Service

Family Serving Families

As a premier government payment card provider, smiONE proudly serves 2 million cardholders and their families in 12 states and 13 tribes. We disburse child support payments for more states than any other provider in the U.S. and can also provide payment cards for unemployment insurance, foster care, and in-home supportive services. Our solutions are backed by 23+ years of experience in State Disbursement Unit (SDU) operations and 16+ years in debit card disbursement experience.

Our team works closely with agencies to build programs tailored to your recipients’ unique needs. We execute seamless transitions from other vendors, as we’ve successfully done with more than 1 million cardholders in six states. 

The smiONE Difference? As a close-knit family-owned organization, we are guided by a culture of compassionate service, innovative problem-solving, and technological excellence. As our partner, you’ll enjoy direct access to our leadership team, 24/7 dedicated support, and complete operational transparency.

We’re in the business of helping families. Let’s talk more about how we can do that together.

Get STarted

The Benefits of Partnering With smiONE

We’re agile enough to handle any client need. If you can imagine it, we can deliver it.

Secure Payment Disbursement


Innovative Technology & Features


24/7 Live Agent Support


Organizations ❤️ smiONE

“We have now implemented new card programs with each of the three major child support debit card issuers. In the middle of a pandemic with all of our program and IT people working from home, the implementation of this project was surreal, in the sense there were no issues or concerns."

Organizations ❤️ smiONE

"The smiONE card saves time, money, and phone calls! Happy clients and happy staff, which makes me happy."

Organizations ❤️ smiONE

“Since switching to smiONE, our whole payment process improved, from the speed in which we are able to get payments out to our clients, to the improvement in our customer service. Making the change to smiONE was one of the best business decisions we made. They’re always looking for ways to improve their services, while continually helping us improve ours.”

Ready to Become a Partner?

Reach out to learn more about how our families-first payment solutions can help.

Contact Us