If mobile check load is available in your program, you can deposit checks on the go using our mobile banking app. We accept most check types, including personal, payroll, and government checks.
To get started, log on to the app, navigate to the Deposit menu, and choose Deposit Checks. Your check will be reviewed by our partner Ingo® Money, and a third-party fee will be deducted from the check amount if you choose to receive your money within minutes. There is no fee to receive your funds within 10 days. Please refer to your Cardholder Agreement for details.
Please note that mobile check load is only available to primary cardholders of an smiONE card account in certain programs. Secondary cardholders are not eligible. See your Cardholder Agreement for complete details.