California ihss card

Welcome, IHSS Providers.

Sign up for the smiONE™ Circle Visa® Prepaid Card to get fast, direct access to your IHSS payments. Plus, you'll get fee-free ATM withdrawals at MoneyPass® ATMs, a mobile app, and more.

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Features & Benefits

The smiONE™ Circle Card is a safe, easy way to receive your in-home supportive services payments. Use the mobile app to manage your account and spend securely everywhere Visa® debit cards are accepted.

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Contactless Cards

Tap your contactless smiONE Card on a card reader at participating merchants for a fast, secure checkout.


Save the easy way when you add a Savings Account to your smiONE Card Account. No credit check required. Apply now.

Mobile Check Load

Use the smiONE mobile app to quickly deposit checks using your smartphone.

Simple Fees

No hidden fees, no complicated terms. View the Fee Schedule for a complete list.

Advanced Security

EMV chip card security and around-the-clock fraud monitoring help keep you safe. Your funds are FDIC-insured through The Bancorp Bank, N.A., Member FDIC, and you may also be protected by the Visa Zero Liability Policy.1

24/7 Live Support

You’ll always be able to talk to an actual person. Get in touch with us 24/7/365 for assistance with your account.

Add Money to Your smiONE Card

It’s easy to add other funds to your card.

Stay Safe

How We’re Fighting Fraud

We attack fraud from every angle, making sure your personal information stays safe:

  • Artificial Intelligence (AI) technology detects fraud before it happens.
  • Account alerts³ keep you in the know.
  • Chip card transactions are encrypted for optimal security.
  • You may be protected by the Visa Zero Liability policy.1
  • Our in-house agents can assist if you suspect fraud, so call us immediately.

Frequently Asked Questions

Getting Started

What is smiONE?
How does the smiONE Circle Card work?
How do I get an smiONE Circle Card?
Do I need an existing bank account to get an smiONE Card?
How do I activate my card?
Does smiONE charge any fees?
Are my funds insured by the FDIC?
Is the smiONE Card secure?
When will my smiONE Circle Card arrive?
How long does it take to be approved?

Using My Card

Where can I use my card?
Can I add my smiONE Card to my mobile wallet?
What are contactless payments?

Managing My Account

Can I manage my account with my smartphone?
How do I check my balance?
How can I keep track of my available funds and other activity?
How do I view my monthly statement?
Who do I contact if I have questions about my card?
What should I do if I don’t recognize a transaction?

Replacing My Card

What happens if my card gets lost or stolen?
How long does it take to receive a replacement card?

Deposits & Withdrawals

Can I add other funds to my smiONE Card?
How can I deposit checks?
How can I find my card's routing and account numbers?
How can I withdraw funds at the ATM?

Ready to get started?

Enroll Now